The Buying Experience
Find A Home
Once you are in contract, the team will begin processing your loan and completing third party verifications. This includes but is not limited verification of employment, rent, and tax return validation. Additionally, we will order the title work for your new property, the appraisal, and you will need to decide who your homeowners insurance provider will be. We may also need to update out of date documentation (everything needs to be within 30 days of closing) and will need to source your funds for closing.
Funding occurs when both you and the seller sign all paperwork and it is sent back to the lender to approve. This generally takes around forty-five minutes to one hour after all parties sign. Upon completion, you will receive the keys to your new home!
“As a business executive, it can be challenging for organizations to hold up to the level of standards that I require. With The Hargrave Group, this was not a problem. Erik’s due diligence, high level of integrity and his ability to agile, assisted my in closing my loan in record time. They delivered on everything they promised and it was a great pleasure to work with Erik and his group. His personal attention, expectation setting, and follow-up was very refreshing and I highly recommend Erik and The Hargrave Group.” – Chad and Shanna H. of Frisco, TX (via Facebook)
Click the link below to view all documents needed during the loan process.