Once you are in contract, the team will begin processing your loan and completing third party verifications. This includes but is not limited verification of employment, rent, and tax return validation. Additionally, we will order the title work for your new property, the appraisal, and you will need to decide who your homeowners insurance provider will be. We may also need to update out of date documentation (everything needs to be within 30 days of closing) and will need to source your funds for closing.
Funding occurs when both you and the seller sign all paperwork and it is sent back to the lender to approve. This generally takes around forty-five minutes to one hour after all parties sign. Upon completion, you will receive the keys to your new home!
“As a business executive, it can be challenging for organizations to hold up to the level of standards that I require. With The Hargrave Group, this was not a problem. Erik’s due diligence, high level of integrity and his ability to agile, assisted my in closing my loan in record time. They delivered on everything they promised and it was a great pleasure to work with Erik and his group. His personal attention, expectation setting, and follow-up was very refreshing and I highly recommend Erik and The Hargrave Group.” – Chad and Shanna H. of Frisco, TX (via Facebook)
Click the link below to view all documents needed during the loan process.
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In accordance with Section 326 of the USA PATRIOT Act of 2001, PrimeLending NMLS: 13649 is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act.
*All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as VA funding, title, and appraisal etc. Down payment waiver is based on VA eligibility. This offer is valid 2/1/2018 – 12/31/19.
Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions, and is not available on loans obtained through mortgage brokers. Only one offer per loan transaction is available, and savings cannot be combined with any other offer. Savings will reflect on Closing Disclosure at closing. Borrower must lock their loan before 12/31/19.
**A pre-qualification is not an approval of credit, and does not signify that underwriting requirements have been met.
*Restrictions May Apply.
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