The Hargrave Group focuses on solutions-based lending – we have a loan to fit almost every scenario, which allows you to keep a more active, approved pipeline of potential clients. We offer several niche products that you probably haven’t seen, plus we have a customizable communication platform for each and every REALTOR® we work with.
Jumbo Niche Products
- Up to 95% LTV – low reserve requirements, down to 680 score
- 3 Years out of short-sale or foreclosure, 2 years out of bankruptcy
- Renovation – include up to $150k in loan for upgrades, repairs, etc.
- Pool Escrow – include the cost of a new pool in loan
Conventional Niche Products
- 1 Year Tax Returns for Self-Employed clients
- Relocation – close now for a job that doesn’t start for several months
- Renovation – include repairs, upgrades in one loan up to 50% of the
as-improved value - Pool Escrow – include the cost to build a new pool in loan
FHA
- Refinance your FHA loan without fronting money for new escrow account
- Renovation – 203K Streamline and Full Renovation Loans include the cost of repairs, upgrades in one loan
Condos
- New condo projects approved off presale contracts – alleviates occupancy
restrictions - Dedicated condo department to handle all lender HOA requirements
- Non-warrantable project financing available
Self-Employed
- We are self- employed income experts. If your mortgage loan originator is
turning down self-employed files, send them to us for a second look. We
are well-versed in working with individuals who own multiple entities and have
extensive IRS filings. - Can qualify clients based on only one year tax return, rather than the
usual two.
Contact Us Today to Learn More!
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Open House Materials
We can provide you with beautiful, custom made flyers for your next open house. Just send us the listing and we will do the rest!
Mobile App
Coming Soon!
